65320 ZIP Code — Arrow Rock, MO
Saline County, Missouri
ZIP code 65320 is located in Arrow Rock, Missouri, within Saline County. It covers approximately 0.53 square miles and serves a population of 54 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.
54
population
0.53
sq mi land
Standard
ZIP type
Central (CT)
timezone
65320 ZIP code map
Cities in ZIP code 65320
Below are the cities the US Postal Service accepts for ZIP code 65320. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Arrow Rock | Acceptable |
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 54 |
| Population density | 102 / sq mi |
| State FIPS | 29 |
| County FIPS | 195 |
| Geography | |
|---|---|
| Land area | 0.53 sq mi |
| Water area | 0.01 sq mi |
| Latitude | 39.0829 |
| Longitude | -92.9371 |
| Timezone | Central (CT) |
| Area code | 660 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.7% | 52.1% | 43.8% |
| $50k – $100k | 33.3% | 32.6% | 31.5% |
| $100k – $200k | 25.0% | 13.6% | 19.5% |
| Over $200k | 0.0% | 1.6% | 5.2% |
Demographics & statistics
54
Population
102
People per sq mi
42.7
Median age
$53,750
Median household income
$33,593
Per capita income
$225,000
Median home value
$0
Median monthly rent
96.2%
Home ownership
1.9%
Poverty rate
0.0%
Unemployment
60
Housing units
56.8%
Bachelor's or higher
Age distribution
Male
Female
3
Under 5
2
3
5–9
3
2
10–14
1
2
15–19
1
1
25–34
1
5
35–44
4
1
45–54
1
4
60–64
3
6
65–74
5
3
75–84
2
1
85+
0
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 17 | 31.5% |
| 18 and over | 37 | 68.5% |
| 65 and over | 17 | 31.5% |
| Median age | 42.7 years | |
Race & ethnicity
White
89.1%
Two or more races
9.1%
Hispanic or Latino
1.8%
| Group | Count | % |
|---|---|---|
| White | 49 | 89.1% |
| Two or more races | 5 | 9.1% |
| Hispanic or Latino | 1 | 1.8% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.7% | 52.1% | 43.8% |
| $50k – $100k | 33.3% | 32.6% | 31.5% |
| $100k – $200k | 25.0% | 13.6% | 19.5% |
| Over $200k | 0.0% | 1.6% | 5.2% |
Under $10k
3.8%
$15k–$25k
11.5%
$25k–$35k
7.7%
$35k–$50k
23.1%
$50k–$75k
30.8%
$100k–$150k
7.7%
$150k–$200k
3.8%
$200k+
11.5%
| Range | % of households |
|---|---|
| Under $10k | 3.8% |
| $15k–$25k | 11.5% |
| $25k–$35k | 7.7% |
| $35k–$50k | 23.1% |
| $50k–$75k | 30.8% |
| $100k–$150k | 7.7% |
| $150k–$200k | 3.8% |
| $200k+ | 11.5% |
| Median income | $53,750 |
Housing
Home values
$50k–$100k
8.0%
$100k–$150k
8.0%
$150k–$200k
24.0%
$200k–$300k
44.0%
$300k–$500k
12.0%
$500k–$1M
4.0%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $225,000 |
| Median rent / month | $0 |
| Owner occupied | 96.2% |
| Renter occupied | 3.8% |
| Vacant | 57.4% |
| Single-family detached | 98.4% |
| Large apartment buildings | 1.6% |
| Mobile homes | 0.0% |
| Median rooms | 5.4 |
| Avg household size (owned) | 2.08 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 0.0% |
| 2000–2009 | 1.6% |
| 1990–1999 | 4.9% |
| 1980–1989 | 18.0% |
| 1970–1979 | 9.8% |
| 1960–1969 | 9.8% |
| 1950–1959 | 0.0% |
| 1940–1949 | 0.0% |
| 1939 or earlier | 55.7% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 0.0% |
| 2 bedrooms | 65.6% |
| 3 bedrooms | 27.9% |
| 4 bedrooms | 3.3% |
| 5+ bedrooms | 3.3% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.8% |
| 1 vehicle | 23.1% |
| 2 vehicles | 57.7% |
| 3 or more | 15.4% |
Heating fuel
| Fuel type | % |
|---|---|
| Electricity | 26.9% |
| Propane / LP gas | 73.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 13 | 50.0% |
| Cohabiting couple | 0 | 0.0% |
| Male householder, no spouse | 4 | 15.4% |
| Female householder, no spouse | 9 | 34.6% |
| Households with children under 18 | 5 | 19.2% |
| Households with seniors (65+) | 12 | 46.2% |
| Average household size | 2.08 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 25.0% | 20.8% |
| Married | 75.0% | 50.0% |
| Separated | 0.0% | 8.3% |
| Widowed | 0.0% | 8.3% |
| Divorced | 0.0% | 12.5% |
Education
Less than 9th grade
0.0%
Some HS, no diploma
0.0%
HS graduate
8.1%
Some college, no degree
32.4%
Associate's degree
2.7%
Bachelor's degree
29.7%
Graduate / professional
27.0%
| Metric | % |
|---|---|
| HS diploma or higher | 100.0% |
| Bachelor's or higher | 56.8% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 5 | 23.8% |
| Kindergarten | 3 | 14.3% |
| Elementary school | 6 | 28.6% |
| High school | 3 | 14.3% |
| College / grad school | 4 | 19.0% |
Employment
Industry of employment
Information
23.5%
Education & healthcare
23.5%
Arts, food & hospitality
23.5%
Public administration
17.6%
Professional & management
11.8%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 82.4% |
| Service | 11.8% |
| Sales & office | 5.9% |
| Natural resources & construction | 0.0% |
| Production & transportation | 0.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 82.4% |
| Government | 17.6% |
| Self-employed | 0.0% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 29.4% |
| Carpool | 5.9% |
| Public transit | 0.0% |
| Walk | 52.9% |
| Work from home | 11.8% |
| Other means | 0.0% |
| Avg commute (minutes) | 12.0 |
Poverty
All people
1.9%
Under 18 years
0.0%
18 and over
2.7%
Married-couple families
0.0%
Female-led households
0.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 42.3% |
| Retirement income | 42.3% |
| Supplemental Security | 7.7% |
| Cash public assistance | 3.8% |
| Food stamps / SNAP | 0.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 37.3% |
| High blood pressure | 47.5% |
| High cholesterol | 46.3% |
| Diabetes | 16.3% |
| Heart disease | 13.1% |
| Stroke | 5.6% |
| Asthma | 9.2% |
| Arthritis | 44.6% |
| Kidney disease | 4.8% |
| Pulmonary disease | 13.4% |
| Cancer | 11.9% |
| Behavior / access | % |
|---|---|
| Smoking | 19.3% |
| Binge drinking | 11.1% |
| No physical activity | 32.5% |
| Less than 7 hrs sleep | 32.6% |
| Depression | 21.8% |
| Fair or poor health | 22.4% |
| Poor mental health | 13.0% |
| Poor physical health | 15.7% |
| No health insurance | 13.1% |
| Visited doctor (checkup) | 81.7% |
| Visited dentist | 59.9% |
| Cholesterol screening | 94.7% |
| Teeth loss | 19.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2 | 5.4% |
| Disability | % |
|---|---|
| Any disability | 14.8% |
| Under 18 | 17.6% |
| 18–64 years | 0.0% |
| 65 and over | 29.4% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 64.8% |
| Public insurance | 40.7% |
| No insurance | 7.4% |
| Uninsured under 19 | 0.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 49 | 90.7% |
| Spanish | 1 | 2.0% |
| Other Indo-European | 1 | 2.0% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 53 | 98.1% |
| Born in same state | 51 | 94.4% |
| Born in different state | 31 | 57.4% |
| Foreign born | 2 | 3.7% |
| Naturalized citizen | 1 | 1.9% |
| Not a US citizen | 1 | 100.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 8 | 14.8% |
| Italian | 6 | 11.1% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 6 | 11.1% |
| Arab | 3 | 5.6% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 48.1% |
| Internet access | 100.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 65320
What city is ZIP code 65320 in?
ZIP code 65320 is primarily assigned to Arrow Rock, Missouri.
What county is ZIP code 65320 in?
ZIP code 65320 falls within Saline County, Missouri.
Does ZIP code 65320 have an older population?
32% of residents in ZIP code 65320 are 65 or older, above the national average of ~17%.
Is ZIP code 65320 mostly owner-occupied?
96% of occupied units in ZIP code 65320 are owner-occupied, well above the national average.
How educated is the population of ZIP code 65320?
57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Does ZIP code 65320 have a large retiree population?
42% of households in ZIP code 65320 receive Social Security income, suggesting a significant retiree or disability population.
What timezone is ZIP code 65320 in?
ZIP code 65320 observes the CST timezone.